If you reside in or operate a business in Lakeville and are the victim of a NSF/Dishonored Check, you are required to send the check issuer a Notice and Demand for Payment (PDF) form via certified mail.
The Notice and Demand for Payment must be sent to the address printed on the check.
If you know the check issuer no longer lives there, you can send an additional Notice and Demand for Payment to another known address. However, one form must be sent to the address on the check.
Please keep a photocopy of the completed Notice and Demand for Payment that was sent.
The check issuer has 15 days to repay you for the amount on the check.
If the victim and check issuer enter into a payment plan, then it becomes a civil agreement and there is no crime.
There is no crime until the Notice and Demand for Payment is sent and 15 days have passed without repayment.
If 15 days has elapsed without repayment since the Notice and Demand for Payment was sent, you may now report it to the police.
Important documents to keep when making the police report:
Photocopy of the Notice and Demand for Payment for each check
Photocopy of the Certified Mail Card received back from the Post Office
Photocopy of the worthless check(s)
If the check issuer is not the person printed on the check then it is a fraud. In that case, we encourage you to make a police report.